Product liability insurance does not cover intentional harm caused by a product, professional negligence, or employee injuries. For professional negligence, you would need professional liability insurance. For employee injuries, workers' compensation insurance is required.
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This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.
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