Gasparyan Insurance Agency
Gasparyan Insurance Agency

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We have multiple quote options for individuals, families, and businesses.

Request A Quote2024-08-17T17:18:05-07:00

Gasparyan Insurance Agency offers a variety of business & personal insurance options. To get started, please choose your type of insurance you want below, or give us a call at 818-459-3400. You can expect a quote or call from one of our agents shortly.

Trade Contractors

General Contractors

Business Insurance

Construction

Trucking

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Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.

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Policy Service from Gasparyan Insurance Agency

Questions About Insurance? We've Got Answers.

What information do I need to provide to get a quote?2024-08-17T17:14:15-07:00

To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary use of each vehicle, driver information, and any previous claims history. This information helps insurers assess risk and provide an accurate quote.

How does Commercial Auto Insurance differ from Personal Auto Insurance?2024-08-17T17:14:15-07:00

Commercial Auto Insurance covers vehicles used for business purposes and typically offers higher liability limits than Personal Auto Insurance. It also includes coverage options specifically designed for business use, such as Hired and Non-Owned Auto Coverage and higher liability limits.

Can I insure multiple vehicles under one policy?2024-08-17T17:14:15-07:00

Yes, Commercial Auto Insurance allows you to cover multiple vehicles under a single policy. This is particularly beneficial for businesses with a fleet of vehicles, providing comprehensive coverage and simplifying policy management.

Do I need Commercial Auto Insurance if my employees use their own cars?2024-08-17T17:14:15-07:00

Yes, if your employees use their personal vehicles for business purposes, you should consider Hired and Non-Owned Auto Coverage. This policy provides liability protection in case an employee's personal vehicle is involved in an accident while performing business tasks.

What does Commercial Auto Insurance not cover?2024-08-17T17:14:15-07:00

Commercial Auto Insurance does not cover intentional damage, personal belongings inside the vehicle, or certain types of business equipment. For coverage of personal belongings, consider Personal Property Insurance. For business equipment, Inland Marine Insurance may be appropriate.

How long do employees have to file a Workers’ Compensation claim?2024-08-17T17:14:16-07:00

The time frame for filing a Workers' Compensation claim varies by state, but it typically ranges from 30 days to two years from the date of the injury. It's important for employees to report injuries as soon as possible to ensure timely processing and receipt of benefits.

Can employees sue their employer if they have Workers’ Compensation Insurance?2024-08-17T17:14:16-07:00

In most cases, Workers' Compensation Insurance prevents employees from suing their employer for work-related injuries. This coverage is designed to provide benefits without the need for litigation. However, employees can still sue in cases of gross negligence or intentional harm by the employer.

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